MrigashiraPerspectives
Ideas worth thinking about.
Plain language on investments, insurance, taxes, and the financial decisions most people make without enough information.
Insurance
The endowment plan trap: what it costs you over 20 years
A candid look at what investment-cum-insurance policies actually return, and what you could have done with that money instead.
Investments
Why your fund manager's track record probably doesn't matter
The evidence on active fund management in India, and why most retail investors are paying for something that doesn't consistently deliver.
Retirement
Healthcare inflation is 12%. Your retirement plan doesn't know that.
The single biggest hole in most Indian retirement plans, and how to model it correctly.
Loans
How to actually negotiate your home loan rate
What the bank won't tell you, what SEBI mandates, and exactly what to say when you call.
Credit
Your credit score drops when you pay on time. Here's why.
The statement-date problem explained, and how to fix it without closing your cards.
Behaviour
The investor you think you are vs. the investor you actually are
Why most risk profiles are wrong, and how to find out the truth about your own behaviour before the market does.